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-Personal or family budget tracking.
-Small business expense logging via Telegram
-Hands-free logging (using voice messages)
-Trigger receives text or voice.
-Optional branch transcribes audio to text.
-AI parses into a structured array (SOP enforces schema).
-Split Out produces 1 item per expense.
-Loop Over Items appends rows sequentially with a Wait, preventing missed writes.
-In parallel, Item Lists (Aggregate) builds a single summary string; Merge (Wait for Both) releases one final Telegram confirmation.
-Add categories map (Memory/Set) for consistent labeling.
-Add currency detection/formatting.
-Add error-to-Telegram path for invalid schema.